The internet is a creepy place. It just like a real-world full of evil, pretense, and desperate humans looking for a quick buck. But dissimilar to the real world, internet theft can be run or operated from the safety and anonymity of a keyboard. There are tortoise-like humans out there waiting for online shoppers to fill their credit card details in a fake form space or website.
You could save yourself, friends and family, from falling victim to online tricks as long as you follow a few easy precautions. Here are one or two tips to ensure your credit cards are safe.
Abstain from clicking links from Emails
Phishing is a frequent online scam. It is one of the usual ways fraudsters use in obtaining people’s credit card information. It is always in a form of an email with a replica email address of your financial organization. Such email can from time to time, urgent and requesting you to confirm your credit card or banking information by clicking on a dangerous and tricky website link. Don’t ever click on the link directly from your email. Your details alone won’t be stolen but it could also infect your computer with viruses and malware. If you end up sharing your credit card information with scammers, you should call your credit rating agencies to flag your account.
Never release your social security number(SSN)
You don’t have to give out your social security number (SSN) before you can make an online purchase. If peradventure you came across any website or any online platform requesting for your SSN, just close or delete such website from your browser.
Only Shop from a Secure Computer
This is very important because shopping or performing an online transaction on an unsecured computer is unadvisable. So avoid using public computers like cafes, library and so on for your online transaction.
Keep your anti-virus software up to date
All computer users should install trusted and updated anti-virus software on their computers to avoid being vulnerable to online attacks. You should also keep your web browser and operating system current with the most recent security patches. For those without tech-knowhow, get anti-virus software that updates automatically.
Social media platform
Online fraudsters are always thinking of every way to trick people into their traps. You may feel sharing your credit card information with your friends and family through social media platforms is safe and secure but you are absolutely wrong. Why? These evil-doers can hack your or a friend or family member’s Whatsapp, Facebook, and other social media platform account. So please don’t feel too comfortable sharing your credit card information via social media.
If you are the type that always uses simple, default passwords like (0000, abcde), you should stop because it is easy for this type of password to be hacked or even guessed. A good password should always contain upper and lower case, numbers, symbols (A@&ls26). You should also avoid password repetition. Let your password be uncommon or rare.